Do not let last year’s debt give you a New Year hangover

For some, the New Year represents a fresh start. For others it simply brings even more worries over their stretched finances. Historically, the New Year tends to bring a surge of people seeking help with the debt that they have built up. When finances come under pressure from many different sources it is easy to…

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Could changes be made to the Help to Buy scheme?

After suggestions that the Government’s Help to Buy scheme may be ‘pared back’, there has been much discussion around the effect of the scheme. In May 2014, the government announced that more than 27,000 people have bought a new home through the Help to Buy scheme since its introduction in March 2013. Help to Buy…

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Are you aware of the new mortgage rules?

On the 26th April 2014, the governments Market Mortgage Review (MMR) rules came into force. The Financial Conduct Authority (FCA) carried out the Market Mortgage Review of the mortgage sector in response to the financial crisis of 2007. It is a move made in an attempt to avoid homebuyers taking out loans that they cannot afford.…

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